Milford, Ohio’s Trusted Local Insurance Agency

Located at 1077 OH-28 Ste 205, Milford, OH 45150 Chip Berry Insurance is truly MIlford, Ohio’s local insurance provider including personalized home, auto, life, and business insurance. Give us a call today to discuss your insurance needs and work with someone in the heart of Milford.

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!

Insurance Solutions

Insurance Solutions

It would be important, regardless of your employment status, to understand how property is covered under a homeowners or renters policy.  You would have coverage for personal property (like a laptop) but what if you are using it for business purposes.  Most policies have a cap on the amount of business property – $1,500 to perhaps $2,500.  That’s is why it would be important to check with human resources.  A laptop, screen and other items could tap out $2,500 pretty quickly.  And in some cases, there are some people that are working remotely that use their own laptops.  Your employer is not covering that.!
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Miraj Amin

Insurance Solutions Built for Milford Residents and Business Owners

Milford homeowners and business owners need insurance that fits the way they live and work. From historic homes near downtown and newer neighborhoods throughout the area to locally owned shops, restaurants, contractors, and professional offices, every property comes with its own risks and coverage needs. As a local, independent agency, Chip Berry Insurance compares policies from multiple top-rated insurance carriers to find coverage that protects what matters most—without limiting you to a single company’s options. Whether you’re enjoying life along the Little Miami River, operating a business in Milford’s vibrant downtown, or commuting throughout Greater Cincinnati, we’ll help you find the right protection at a competitive price with the personal service you deserve.

How It Works

Our Simple 3 Step Process

1. Tell Us About You

Fill out a 2-minute form or give us a call. No pressure, no obligation.

2. We Shop Policies for You

We compare quotes from 20+ top-rated carriers to find the best combination of coverage and price for your property and lifestyle.

3. You Choose A Policy

We walk you through your options in plain English, bind your policy, and stay your point of contact for claims, changes, and annual reviews.

Proudly Serving Milford, Ohio and the Surrounding Communities

Chip Berry Insurance has helped families and business owners throughout Milford and the Greater Cincinnati area protect what matters most. We understand the unique needs of Milford residents, from homeowners in established neighborhoods to entrepreneurs serving the city’s thriving downtown business district. As a local, independent agency, we know the roads, seasonal weather risks, and the insurance carriers that offer the best value for this community. Because we’re part of the region, we’re committed to providing personalized service and dependable coverage you can count on for years to come.

Service area: Indian Hill · Montgomery · Madeira · Mariemont · Milford · Madeira · Kenwood · Greater Cincinnati

See What Our Clients Say

Fantastic support from start to finish. Chip answered all of our questions and addressed our concerns…this was important to us because we were switching from a previous long time provider. The video summaries of the quote that walked through all the details was also great…it was so nice to have that to be able to go back to and reference. Chip saved us thousands of dollars on our home and life policies and we couldn’t be happier!

Lucas S.

Milford, OH

Frequently Asked Questions

What types of insurance do Milford homeowners need?

Most Milford homeowners benefit from a homeowners insurance policy that protects their home, personal belongings, liability, and additional living expenses if their home becomes uninhabitable after a covered loss. Depending on your property, you may also want flood insurance, umbrella insurance, or additional coverage for valuable jewelry, firearms, or collectibles.

Is flood insurance recommended in Milford, Ohio?

While standard homeowners insurance doesn’t cover flood damage, some properties in Milford—especially those near the Little Miami River or other waterways—may benefit from a separate flood insurance policy. Even homes outside designated flood zones can experience flooding, so it’s worth reviewing your property’s risk with a local insurance agent.

Can I bundle my home and auto insurance in Milford?

Yes. Many insurance companies offer discounts when you bundle your home and auto insurance with the same carrier. As an independent insurance agency, Chip Berry Insurance compares multiple insurance companies to help Milford residents find the right combination of coverage and savings.

Why choose an independent insurance agency in Milford?

Unlike agencies that represent only one insurance company, an independent agency can compare coverage and rates from multiple top-rated carriers. This gives Milford homeowners, drivers, and business owners more options and helps ensure you receive coverage that’s tailored to your needs and budget.

Step 1

Fill out the form.

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Step 2

Review your options with us.

Step 3

Get the coverage you need.

Request an Insurance Quote

Don’t like forms? Contact us at 513-444-2100 or cberry@berry-agency.com.